Hdfc ergo mediclaim renewal

Dear Sir , The member addition during the midterm of the health policy is based on certain criteria . Only post fulfilling the criteria the midterm addition request shall be accepted . All the additions are mostly done during the renewal of the policy only Criteria for Addition • Child Birth or Legal Adoption • Spouse-Marriage

Niva Bupa’s Health Premia is an all-inclusive plan, made-to-fit you and your loved ones. It not only understands your changing health needs due to your changing lifestyle, but also gives you the flexibility to change & choose the right cover basis your needs. In addition, you also get to choose from a comprehensive list of benefits and rewards basis your requirements. Now, your health is truly in your hands with the all-new Health Premia. • In-patient Care (Hospitalisation) We cover cost of medical treatment when you or your insured family members are hospitalised for treatment. • Hospital Accommodation Silver plan (Individual / Family Floater): No limit on the hospital room rent. Room rent is covered up to Sum Insured except suite and above room category. ICU charges are covered up to Sum Insured. Silver plan (Family First): One of the following two options can be chosen for room accommodation: 1: Customer can opt for Rs 3000 per day room or Shared room whichever is lower 2. Customer can opt for Rs 5000 per day or single private room whichever is lower Gold plan: No limit on the hospital room rent. Room rent is covered up to Sum Insured except suite and above room category. ICU charges are covered up to Sum Insured. Platinum plan: No limit on the hospital room category. • Pre & Post Hospitalisation Medical Expenses We reimbursepre & post hospitalisationmedical expenses incurred due to illness/injury. The period of the treatment covered is90 days before you get admitted ...

You have spent days finding the best health insurance plan for your family. The plan is awesome with a modest premium and extensive coverage. You have been renewing it religiously for the past three years. However, this year the work load is high and you are constantly travelling. Amid all the chaos, you forgot to renew health insurance policy. What are the consequences? • Almost all the major health insurance companies have a waiting period of 30 days from policy inception after which you can avail the benefit of insurance coverage. By timely renewal you can ensure there is no random waiting period for availing the coverage of medical expenses. Any delay means again waiting for 30 days. • For every claim free year, you can avail a No Claim Bonus of 5% • Many types of coverage such as maternity benefits or coverage for pre-existing ailments generally have a waiting period of three to four years starting from the date on which your insurance policy is issued. If your policy is not renewed on time, the waiting periods starts again from the scratch, nullifying the value of all the premiums and timely renewals you have made until then. If there is a gap in policy renewal, you lose out on many benefits that you have acquired by paying premium and doing timely renewals over a period of time. Therefore, it is important to remain alert on due dates for premium payment. Also, if you bought the policy through an agent, you can ask your agent to keep track of dates.

Hdfc ERGO Health Insurance Renewal HDFC ERGO Health Insurance is a joint venture between HDFC Ltd and ERGO International AG, the primary insurance entity of the Munich Re Group of Germany. It has a network of more than 200 branches in more than 170 cities PAN India. The company is also committed to delivering customized insurance solutions for the Property, Marine, and Liability insurance requirements of its corporate customers. HDFC ERGO Health Insurance Renewal is an easy process through which the insured can pay the pending premium of its health insurance for the next policy term before the policy expires. Let's discuss the HDFC ERGO renewal in detail. Health Insurance Renewal Companies Read More Benefits of HDFC ERGO Health Insurance Renewal HDFC ERGO policy renewal offers you the following benefits: • Continued coverage against medical expenses. • Portability benefit. • Flexibility to add or remove family members. • Increase or decrease the sum insured amount of the policy. • Tax benefits under Section 80D of the Income Tax Act, 1961. What Happens If You Do Not Renew Your HDFC ERGO Health Policy on Time? Sometimes you forget to pay your • You will not receive the benefits like No Claim Bonus, Lower Premium, etc. • You will not get any coverage benefits once the policy lapses. • After each renewal of the policy, the waiting period will be shortened. Only after a waiting time, the pre-existing disease will be covered. If you do not renew your health insurance, the waiti...

HDFC Ergo General Insurance Company Limited is a leading name in the general insurance industry. The company has been established as a joint venture between HDFC Limited and ERGO International AG. While HDFC Limited is a leading financial services company of India, ERGO International AG is the main insurance company of the Munich Re Group. HDFC Ergo offers a range of general insurance products which meet the insurance requirements of common individuals as well as corporate entities. You can find motor insurance plans, travel insurance plans, fire insurance plans, commercial insurance plans and health insurance plans offered by HDFC Ergo. All the company’s plans provide a good scope of cover and come with competitive premiums. HDFC ERGO general insurance review – Facts about the company Here are some important facts about HDFC ERGO General Insurance Company – • The company is spread across more than 170 cities of India with 200+ branches and 7000+ employees working for it • ICRA has conferred the company with a rating of ‘iAAA’ because of the high claim settlement record that the company has • The company also enjoys ISO certification for its efficient services in customer service, policy issuance, technological developments, etc. • The company has won various awards over the years since it was established. • More than 1.5 crore HDFC general insurance plans have the following salient features- crore customers are currently being served by HDFC ERGO general insurance plans H...