Hdfc home loan rate of interest

HDFC Home Loan Interest Rates HDFC Ltd provides affordable home loan interest rates to eligible borrowers. HDFC’s special home loan rate starts as low as 8.20% p.a. exclusive of other charges. The loan tenure can extend up to 30 years. HDFC Ltd provides affordable home loan interest rates to eligible borrowers. Loan Slab Home Loan Interest Rates (% p.a.) For Women* (upto 30 Lakhs) 8.60 - 9.10 For Others* (upto 30 Lakhs) 8.65 - 9.15 For Women* (30.01 Lakhs to 75 Lakhs) 8.85 - 9.35 For Others* (30.01 Lakhs to 75 Lakhs) 8.90 - 9.40 For Women* (75.01 Lakhs & Above) 8.95 - 9.45 For Others*(75.01 Lakhs & Above) 9.00 - 9.50 Processing Fees 0.50% of loan amount or Rs 3,000 (whichever is higher) Foreclosure or Prepayment Charges Up to 2% Delayed payment charges Up to 24% p.a. Check dishonor charges Rs. 300 PDC Swap Charges Up to Rs. 500 Which HDFC Home Loan Scheme is Right for You? HDFC Ltd. brings a plethora of housing loan schemes for self-employed and salaried individuals. The following schemes can be availed of by eligible applicants – 1. HDFC Home Loan • It is ideal for purchasing properties, flat, row house, and bungalow from various development authorities • It is available for only Indian residents • Special interests concessions are available for women applicants • The loan can be borrowed to finance up to 90% of your property value 2. HDFC Rural Housing Loan • Ideal for planters, agriculturists, dairy farmers, and horticulturists who want to buy a residential property in ...

HDFC Ltd, or Housing Development Finance Corporation, has increased its Retail Prime Lending Rate (RPLR) on Housing Loans by 30 basis points, effective May 9, 2022. This increase is applicable to all borrowers, both existing and new. This increase will result in an increase in EMIs for HDFC home loan borrowers. According to the HDFC statement, interest rates from May 9 will be the range of 7-7.45%. HDFC has sent emails to its home loan customers informing them of the hike. " Dear Customer, Consequent to the revision in the HDFC-RPLR with effect from May 9,2022 by 30 basis points (bps), your applicable interest under ARHL scheme will increase by 30 bps with effect from your interest reset date. This revision is in addition to the RPLR increase by 5 bps announced on May 1,2022. In case of any further assistance please log in to your HDFC online account https://portal.hdfc.com/login or the HDFC App (Apple https://apps.apple.com/in/app/hdfc-home-loans/id938604601 or google store https://play.google.com/store/apps/details?id=com.app.hdfc&hl=en_IN to know more," stated the email. The interest rate payable to new customers on loans up to Rs 30 lakh would be 7.10 percent, according to the HDFC press statement. The interest rate on loans between Rs 30 and Rs 75 lakhs would be 7.35 percent, while loans above Rs 75 lakh will have a 7.45 percent interest rate. The risk premium depends on your CIBIL Score.