Hdfc millennia credit card benefits

HDFC Bank Millennia Credit Card Update: HDFC has re-launched the Millennia product by relaxing the restrictions and limits – It’s now lot better. Please find the updated review below. HDFC Bank few years back came up with Millennia series of credit/debit/prepaid cards for Millennials, targeting customers who’re new to credit cards. And here we’re going to see a detailed review of one of those products: HDFC Millennia Credit Card. Table of Contents • • • • • • • • • • • Overview Type Entry-level Credit Card Reward Rate 1% – 5% Annual Fee 1,000 INR+GST (usually issued free) Best for Online & shopping spends USP Quarterly Milestone Benefit With so many entry-level credit cards flooding in India here’s HDFC with their optimized Millennia credit card trying to do their best for the segment. Joining Fees Joining Fee INR 1,000+GST Joining Fee Waiver Spend INR 50,000 & above in the first 90 days Welcome Benefit 1,000 Reward Points Renewal Fee INR 1,000+GST Renewal Fee Waiver INR 1,00,000 in a year The joining/renewal fee waiver conditions are pretty good for the card of this range. Note that HDFC usually gives most credit cards as First Year Free, especially if you’re upgrading from other HDFC cards. Reward Points Txn Type Cashback % Max. Cap / cycle Select Merchants 5% 1000 Off-line / Wallet Spends 1% 1000 • Select merchants: Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber & Zomato • Points Validity: 2 Years The rules are okayish, as we get decen...

HDFC Bank has introduced the Millennia Credit Card, designed specifically for millennials' lives and ambitions. The card is full of incentives and features tailored to the digital-first generation. HDFC Millennia, a cashback credit card, gives Cash Points on all purchases made on multiple platforms like Amazon, Flipkart, and others. Along with the advantages of online transactions, this card offers 1% cash back on offline purchases, free lounge access, gift vouchers, and other perks. • No benefits are provided in terms of Cash Points or otherwise on renewal of the card. • No cashback or reward points on fuel transactions. • There are limits in cashback offered on shopping after the first six months. • Reward points are not earned in real-time. Instead, they are added in bulk at the beginning of each month. • No reward points on rent payments and government transactions from 1st January 2023. Customer Service (3) HDFC Bank Millenia Credit Card Review As previously stated, the HDFC Millennia Credit Card is best suited for those who frequently shop online on Amazon and Flipkart, those who prefer online spending in other categories, and those who can spend ₹1,00,000 in a quarter to qualify for the milestone offer, and those who travel within India regularly. HDFC Bank Millennia is noted for providing various incentives and advantages, focusing on shopping and travel cashback. This card is one of the few on the market that provides domestic lounge access and travel benefits for...

Key Features of the HDFC Bank Millennia Credit Card • Cashback of 2.5% on all online purchases (on minimum purchase of Rs.2,000). • 5% cashback on Flipkart, Amazon, and flight & hotel bookings done via SmartBuy and PayZapp. • 1% cashback on all offline purchases and wallet reloads (minimum purchase of Rs.100) • 1% waiver on fuel surcharge. The maximum waiver allotted is Rs.250 per month. • 8 domestic lounge visits per year are provided on a complimentary basis. Features and Benefits of HDFC Bank Millennia Credit Card Welcome Benefits • You will receive gift vouchers worth Rs.1,000 if you spend Rs.1 lakh and above in each calendar quarter during the first year only. • If you make a transaction of Rs.30,000 and above in the first 90 days, your membership fees for the first year will be waived off. • When you pay your membership fee, you will get a renewal benefit or a welcome benefit of 1,000 CashPoints. • You will get a waiver on your renewal membership fee if you spend Rs.1 lakh and above in the first year. • Earn cash points worth up to Rs.2,250 per month. Cashback Benefits • You can get a cashback of up to 5% on all your purchases or accumulate and redeem the cashback as CashPoints. Cashback can be earned by the below-given ways: • If you make payment for your shopping via SmartBuy and PayZapp for at least Rs.2,000, you can earn a cashback of 5% or Rs.750 per month. The maximum cashback given is Rs.1,000 per month for the initial 6 months from the card issue date. • Get ...