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The ICICI Bank Coral Credit Card is a point-based basic credit card. This credit card is recommended only for its various shopping offers and not for the reward points as its PAYBACK percentage is low. The ICICI Platinum Chip Credit Card and ICICI Bank Coral Credit Card are very similar, barring a few extra privileges such as the added facility of railway and airport lounges on the latter. Many times, the bank offers this card to its loyal customers as a pre-approved credit card that doesn’t attract a joining fee or an annual fee, making it a harmless card to have. • Owing to the milestone reward programme, an annual cap of 10,000 PAYBACK points restricts the user from earning any more reward points for that year. • 2 PAYBACK points is just INR 0.50 or 50 paise, which is low compared to other cards in the same range. • You will have to spend a minimum of INR 5,000 per quarter for a single visit to select airport lounges in India. Ongoing Benefits: • Single domestic railway lounge visit per quarter. • Single visit per quarter to select airport lounges in India (only after spending minimum INR 5000 in a calendar quarter with your card). • 25% discount on up to INR 100 on buying two movie tickets in a single transaction on BookMyShow and Inox. This facility can be availed twice in a month. • ICICI Bank’s Culinary Treats Programme provides exclusive offers on dining to cardholders from time to time and involves discounts on ordering food from participating restaurants. • Like ...