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Option 1 - Applicant should either be self-employed or a salaried person. They should have a regular source of income. The Credit Card you are eligible for will depend on your income level. Someone earning ₹50,000 per month is eligible for a different type of Credit Card than a person earning ₹25,000 per month. On average, the minimum income requirement is ₹1,44,000 per annum for both salaried persons and self-employed. You may be asked to submit your latest Income Tax Returns copy as income proof. Or Option 2 - Each bank has a specific minimum income requirement as eligibility criteria. You will need to have a regular income and provide proof of the same. Income requirement varies depending on the Credit Card you apply for. You can either be a salaried employee or self-employed and managing your own business. If you do not make the minimum payment on your Credit Card, which is 5% of the statement balance by the stipulated date on your bill, you will be subjected to a late payment fee. Frequent late payments may affect your Credit Card rating and force the bank to reassess your creditworthiness, leading to a reduction in your Credit Card limit and a possible increase in interest rate. Yes, you can check your HDFC Bank Credit Card balance using another mobile number as well. However, while using a non-registered mobile number, you can only call HDFC Bank customer service to check the balance on your card. Other services such as SMS service and missed call service cannot be ...

HDFC bank offers various banking services to its customers including savings account, credit card, and many others. If we talk about the credit card service then it gives you enjoy high credit limit and on the other hand, you can have a credit card statement to keep your transaction records. But many HDFC Credit Card users don’t know how to download the HDFC Credit Card Statement Online. Therefore, in this article, we have discussed some methods to have your HDFC Credit Card Statement. You can download the statement either through the HDFC net banking or HDFC mobile applications. So, let’s move on to the methods that can help you to get the credit card statement of your HDFC Bank Account. Methods to Download HDFC Credit Card Statement There are two methods to get the HDFC Card Statement and they are through Net Banking or HDFC Mobile Application. HDFC Net Banking • Go to the Official website of HDFC and make the • Then click on the Cards option present on the screen. • In the Enquire option click on the View Statement Option. • Choose the HDFC Bank Credit Card whose statement you want to download. • Choose the time period for which you want the statement. • Then click on the View option and then on the View/Download option to download the HDFC Credit Card Statement. Now, you have your HDFC Card Statement with all the details. HDFC Mobile Application • Download the HDFC Mobile Application from the App Store or the IOS store. • Go to the Credit Card Section. • Then choose th...

• • • • • • • • • • • • What are Virtual Credit Cards? How to Get Free Virtual Card? Updated on June 11, 2023 , 15873 views From a credit card to a What is a Virtual Credit Card? When you pay bill online, the merchant has access to your card details, billing address and authentication code, which is more than what is required for online fraud. This is where a virtual card creates a big difference. A virtual credit card is basically a randomly generated credit card number that you can get based on your primary credit card. This number is for one-time use only. A virtual card generator program is installed on the user’s computer. This program generates the virtual number, which is used for online transactions. The security that these numbers offer is quite high compared to a credit card. A virtual card comes with a secure How to get a Virtual Credit Card? You either apply online or visit the nearest banks who issues a virtual credit card. Note- Once you get a virtual card, avoid excessive spendings as this is issued based on a primary card itself. How to get a free Virtual Credit Card? You will be provided with a free virtual card if your credit card has a zero annual fee. You can get free virtual cards from various banks as well as NBFIs (Non- Different banks offering Virtual Credit Cards Here are some of the banks HDFC Netsafe It is a unique online secure payment service provided by HDFC bank. The service generates a random virtual card number that can be used to shop onli...

Health Insurance 1. The product UIN mentioned in the footer of your policy schedule along with the product name will guide you to the correct policy wordings to be referred. 2. For Period of Insurance start date please refer to your policy schedule 3. In case you are unable to locate your policy wordings below, please refer either to the ‘ Easy Health_Exclusive (for policies with Period of Insurance starting 01-Sep-2022 onwards) Easy Health_Standard (for policies with Period of Insurance starting 01-Sep-2022 onwards) Individual Personal Accident Rider Hospital Daily Cash Rider Protector Rider Critical Advantage Rider Energy Group Assurance Health Plan Group Mediclaim Insurance Policy HDFC ERGO EquiCover Health HDFC ERGO Group Protect HDFC ERGO Group Health Insurance HDFC Group Health Insurance HDFC ERGO Hospital Cash Insurance HDFC ERGO Janta Personal Accident Insurance Policy Individual Personal Accident_Premium Individual Personal Accident_Advance Individual Personal Accident_Elite Individual Personal Accident_Essential Individual Personal Accident_Standard Maxima Mosquito Disease Protection Policy - Group my:credit Comprehensive Suraksha my:Credit - Personal Accident (Group) my:Health Benefit Package Policy-Group my:health Critical Suraksha Plus my:health Comprehensive Suraksha - Group Optima Restore (for policies with Period of Insurance starting 22-Apr-2022 onwards) Individual Personal Accident Rider Hospital Daily Cash Rider my:health Critical Illness Critical Advant...