Union bank interest rates

*$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of June 12, 2023. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. After account opening, there is no minimum balance requirement to obtain the disclosed APY. Your online opening deposit may not exceed $50,000, and principal withdrawals are not permitted within the first 60 days of the initial transfer or funds. **$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of June 12, 2023. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. After account opening, there is no minimum balance requirement to obtain the disclosed APY. Product Balance Interest Rate Annual Percentage Yield Money Market Account $0.00 - $24,999.99 0.15% 0.15% $25,000 - $99,999.99 0.25% 0.25% $100,000 - $249,999.99 0.40% 0.40% $250,000+ 0.65% 0.65% Loyalty Money Market Account $0.00 - $24,999.99 0.16% 0.16% $25,000 - $99,999.99 0.26% 0.26% $100,000 - $249,999.99 0.41% 0.41% $250,000+ 0.66% 0.66% Performance Money Market Account $0.00 - $24,999.99 3.00% 3.04% $25,000 - $99,999.99 3.00% 3.04% $100,000 - $249,999.99 3.00% 3.04% $250,000 - $499,999.99 3.00% 3.04% $500,000+ 3.00% 3.04% Enterprise Money Market Account (For Business Accounts Only) $0.00 - $24,999.99 3....

Although each situation is different, there are several reasons to refinance including: • To lower your monthly principal and interest payments. • To move to a secure, fixed rate loan. • To take cash out of the equity in your home. For more information on refinancing your home, call 402-323-1128 in Lincoln, or toll-free 1-800-297-2837. PMI is protection for the lender against loss if a borrower defaults. Typically for Conventional loans, PMI is required if your down payment is less than 20% of the purchase price. For example, on a purchase price of $100,000, PMI would be required if you put less than $20,000 (20% of $100,000) as a down payment. Other types of loans such as FHA, VA, and USDA have similar versions of PMI.

Advertiser Disclosure: Many of the offers and credit cards appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options and credit cards available. *APY (Annual Percentage Yield). Credit score ranges are provided as guidelines only and approval is not guaranteed. Union Bank App Union Bank Regular Savings Account Pros & Cons Pros Cons • Mobile app available • Physical branches • Low interest rate • Minimum deposit required • Monthly Fee This account works much like any other savings account. Interest is compounded daily and paid quarterly. Opening an account is pretty straightforward. You can set up your account at a Union Bank branch, or online. The $50 minimum opening deposit is a lot less than what some banks require. For example, some The difference is that online banks may pay a much higher annual percentage yield on what you save. If you’re brand-new to saving, the $50 threshold that Union Bank sets may look a lot more attractive. Union Bank describes the Regular Savings account as being designed for short-term goals. For example, you might want to save $2,000 to take a vacation or $1,000 for holiday shopping. That doesn’t mean you can’t use one of these accounts for long-term goals, though. The main question to be concerned with if you’re ...

Advertiser Disclosure We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence. Our articles, interactive tools, and hypothetical examples contain information to help you conduct research but are not intended to serve as investment advice, and we cannot guarantee that this information is applicable or accurate to your personal circumstances. Any estimates based on past performance do not a guarantee future performance, and prior to making any investment you should discuss your specific investment needs or seek advice from a qualified professional. How We Make Money The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you. Editorial disclosure All reviews are prepared by our staff. Opinions expressed are so...

If you’re spending more time at home than usual due to social distancing efforts, now might be a great time to tackle some home improvement projects with a home equity loan or line of credit from UBT. You could also use your home's equity to pad your emergency fund during this challenging time. No matter your approach, a home equity line of credit is a great way to use your investment to your advantage. If you’re paying from a UBT account prior to 9 p.m. CT on a business day, the payment will process on that same business day. If it’s after 9 p.m. CT on a business day or it’s a weekend or holiday, the payment will process on the next business day. If you’re paying from a non-UBT account and submit your payment prior to 6 p.m. CT on a business day and you select the same day as the transfer date, the loan payment will credit on the next business day. If the payment is submitted after 6 p.m. CT on a business day or it’s a weekend or holiday, the earliest date available for you to select as the transfer date is the next business day. Your loan payment will then be credited within two business days. † Offer subject to credit approval. Requires automatic payment from a Union Bank checking account. Minimum loan amount $2,500; terms of 120 months or longer require minimum loan amount of $15,000. Offer valid on applications taken on or before April 30, 2022. Not valid on loans in process. Cannot be combined with any other offer.

Union Bank offers just one type of CD with a fixed-rate annual percentage yield (APY) across all terms and deposit amounts. However, the flexibility in CD terms stands out from the competition: short-term CDs are available for just seven to 31 days, and for any number of months up to 60 months. The minimum opening deposit for short-term CDs is $2,500. Other CD terms of 32 days or more require a minimum opening deposit of $350. Union Bank CD rates Here are Union Bank’s CD rates as of Jan, 5, 2021. Account name Term APY Minimum deposit Time deposit account (CD) 7-31 days 0.05% $2,500 Time deposit account (CD) 32-89 days 0.05% $350 Time deposit account (CD) 90-179 days 0.05% $350 Time deposit account (CD) 180-364 days 0.1% $350 Time deposit account (CD) 12-17 months 0.15% $350 Time deposit account (CD) 18-23 months 0.15% $350 Time deposit account (CD) 24-35 months 0.2% $350 Time deposit account (CD) 36-47 months 0.2% $350 Time deposit account (CD) 48-59 months 0.2% $350 Time deposit account (CD) 60 months 0.2% $350 All Union Bank also offers IRA CDs according to its How Union Bank compares to top-yielding banks Union Bank offers one of the shortest CD terms on the market. With an APY of 0.2 percent, this CD is highly competitive compared to other short-term CD options. When it comes to CD interest rates for longer-term CD accounts, Union Bank falls short of the competition, even with a relatively low minimum deposit. For example, Other savings options at Union Bank Union Bank...

Advertiser Disclosure: Many of the offers and credit cards appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options and credit cards available. *APY (Annual Percentage Yield). Credit score ranges are provided as guidelines only and approval is not guaranteed. Union Bank App Union Bank Regular Savings Account Pros & Cons Pros Cons • Mobile app available • Physical branches • Low interest rate • Minimum deposit required • Monthly Fee This account works much like any other savings account. Interest is compounded daily and paid quarterly. Opening an account is pretty straightforward. You can set up your account at a Union Bank branch, or online. The $50 minimum opening deposit is a lot less than what some banks require. For example, some The difference is that online banks may pay a much higher annual percentage yield on what you save. If you’re brand-new to saving, the $50 threshold that Union Bank sets may look a lot more attractive. Union Bank describes the Regular Savings account as being designed for short-term goals. For example, you might want to save $2,000 to take a vacation or $1,000 for holiday shopping. That doesn’t mean you can’t use one of these accounts for long-term goals, though. The main question to be concerned with if you’re ...

Although each situation is different, there are several reasons to refinance including: • To lower your monthly principal and interest payments. • To move to a secure, fixed rate loan. • To take cash out of the equity in your home. For more information on refinancing your home, call 402-323-1128 in Lincoln, or toll-free 1-800-297-2837. PMI is protection for the lender against loss if a borrower defaults. Typically for Conventional loans, PMI is required if your down payment is less than 20% of the purchase price. For example, on a purchase price of $100,000, PMI would be required if you put less than $20,000 (20% of $100,000) as a down payment. Other types of loans such as FHA, VA, and USDA have similar versions of PMI.

If you’re spending more time at home than usual due to social distancing efforts, now might be a great time to tackle some home improvement projects with a home equity loan or line of credit from UBT. You could also use your home's equity to pad your emergency fund during this challenging time. No matter your approach, a home equity line of credit is a great way to use your investment to your advantage. If you’re paying from a UBT account prior to 9 p.m. CT on a business day, the payment will process on that same business day. If it’s after 9 p.m. CT on a business day or it’s a weekend or holiday, the payment will process on the next business day. If you’re paying from a non-UBT account and submit your payment prior to 6 p.m. CT on a business day and you select the same day as the transfer date, the loan payment will credit on the next business day. If the payment is submitted after 6 p.m. CT on a business day or it’s a weekend or holiday, the earliest date available for you to select as the transfer date is the next business day. Your loan payment will then be credited within two business days. † Offer subject to credit approval. Requires automatic payment from a Union Bank checking account. Minimum loan amount $2,500; terms of 120 months or longer require minimum loan amount of $15,000. Offer valid on applications taken on or before April 30, 2022. Not valid on loans in process. Cannot be combined with any other offer.

Advertiser Disclosure We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Make Money The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you. Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. We’ve maintained this reputation for over four decades by demystifying the financial decision-making process and giving people confidence in which actions to take next. Bankrate follows a strict Our banking reporters and editors focus on the points consumers care about most — the best banks, latest rates, different ...