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  1. Best HDFC Credit Card for Low Income Jun 2023


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Best HDFC Credit Card for Low Income Jun 2023

HDFC Bank has millions of customers in India and many of them are using HDFC Credit Cards. But there are some individuals who are unable to apply for the HDFC Credit Card because of their low incomes. Therefore, we have mentioned the best HDFC Credit Card for low income that only needs a minimum salary of ₹12000 per month. On the other hand, these credit cards have a lot of benefits and offer that can help you to cut off your monthly expenses. If you have a good HDFC Credit Cards for ₹12000 to ₹40000 Salary In the table given below, you can go through the features of every HDFC Credit Card that can be easily afforded by people with low incomes. HDFC Credit Cards Income Needed Features and Benefits Fees ₹12000 per month • Enjoy 5% cashback on booking railway tickets via IRCTC App or website. • Get 5% cashback on fuel spends. • Enjoy an additional 5% cashback on all EasyEMI, SmartBuy, and PayZapp transactions. • Enjoy 1% fuel surcharge on vehicle refill at petrol pumps on a minimum transaction of ₹400 • Get an interest-free credit period of up to 50 days. ₹500 + GST ₹12000 per month • Get 5X reward points on dining, grocery, movies, railways or taxi spends. • Enjoy 10X reward points on SmartBuy and PayZapp spends.Enjoy 25X reward points on spends made during birthdays. • Get a gift voucher of ₹10000 on spending ₹90000 and more in a year. • Spend ₹60000 in a year prior to the date of renewal and waive off the renewal fees. • Get free accidental death insurance of up to ₹50 la...