Axis bank my zone credit card benefits

Have you planned your dream vacation or are you travelling abroad for a business meeting? If yes, then you must keep in mind that banks charge a forex markup fee whenever you swipe your credit card abroad to make payments in foreign currencies. To process a foreign transaction, banks charge a percentage of the transaction amount, usually 3-4%. All card issuers mention the forex markup charges and other fees associated with a credit card in a separate statement and you must go through these guidelines carefully before getting a credit card. A credit card is a convenient method of making international payments but if you are someone who regularly travels abroad or spend money online in foreign currencies, you must choose a credit card that charges a low forex markup fee. Axis Bank is among the Table of Contents The super-premium Burgundy Private credit card by Axis Bank targets high net-worth individuals and has some amazing benefits and rewards. You get 30000 reward points as welcome bonus and can enjoy privileges across every category. Also, the card does not charge a forex markup fee or cash withdrawal fee from the cardholders. • 30,000 EDGE reward points as a welcome benefit • 15 EDGE RPs per Rs. 200 spent with the card • Complimentary Club Marriot, Accor Plus, Taj Epicure, and EazyDiner membership • Unlimited complimentary international and domestic lounge access • 50 complimentary golf rounds per year • 24*7 concierge service and air accident insurance worth Rs. 4.5 cr...

The card offers cash back in form of edge reward points. moreover, it offers a discount on Film tickets and Food Delivery. You can earn 4 EDGE Reward points for every spend of rupee ₹200. The Reward points can redeem by purchasing several products and gift vouchers that are available on the reward store of the axis bank website. To Redeem and Choose Your Product or Gift Voucher, You Can Go to the – My Zone Credit Card Axis Bank Charges (Fee) Charges list Detail (Description) Joining Fee – Decent Amount of ₹500 – If you spend ₹5000 within the first 45 days your joining fee of ₹500 will waive off. AnnualCharges – For the first year, the credit card is offered free of charge. – ₹500 fees: 2 Year (Charges Applied From Next Year) Card Add-on Fee There is no annual and Joining Fee required (Interest) Finance Fee – Monthly 3.4% – Annum 49.36% Withdraw Charges – For a Minimum ₹500 – The percent of 2.5 charges applicable Late Payments Charges Minimum under of ₹300, Not Charges are applicable Amount Up to ₹300 overdue payment fee are necessary, – Between ₹101 to ₹500 amount – Fee ₹100 – Between ₹501 to ₹5,000 – charge around ₹500 – in the middle of ₹5,001 to ₹10,000 – Fee is the ₹500 – Payment due is between ₹10,001 to ₹25,000, – Fee is ₹750 – Between ₹25,001 to ₹50,000 – Fee is ₹1000 – Above Up to ₹50,000 Amount – Charges are ₹ 1000 First Year Benefits Around worth ₹15719 annual benefits by card Welcome Benefits – A Completely No of Cost 1 Lounge Access – Free 1 Year Premium member...

• Get up to 12 complimentary International Airport Lounge access through Priority Pass Membership. Click for complete Priority Pass T&C. for Priority Pass T&C. • Enjoy 2 complimentary domestic lounge visits per quarter. For Domestic lounge T&C.for Domestic lounge T&C. • Priority Pass will renew automatically upon meeting INR 3 Lakhs Spends in preceding card anniversary year. Read More • 5000 EDGE points on spending Rs 3 Lakhs in a card anniversary year • Complete annual fee waiver on spending Rs 6 Lakhs in a card anniversary year • Spends threshold for 5000 EDGE points and Annual Fee waiver will exclude rent and wallet transactions. The Merchant Category Code of Rent is 6513 and Wallet is 6540. The revision is effective from 05-03-2023. Read More • Earn 10 Axis EDGE points on every Rs. 200 spends*. • Earn 2X per Rs 200 on ‘Retail Shopping*’ spends. • Spends* done on Insurance, rent, fuel, educational services, utilities and government MCC(merchant category codes) will not be eligible for earning EDGE REWARDS points. • **Retail Shopping will include spends across these MCC’s: 5311-Dept Stores, 5411-grocery stores, 5611-Clothing and Accessory stores, 5621-Women’s wear stores, 5641-Children’s wear stores, 5691-Family clothing stores and 5699-Misc apparel and accessory stores. For options to redeem points, check the EDGE REWARDS Catalogue Read More • Get 1% fuel surcharge refund on fuel purchases at all fuel stations across India • Valid on transactions between Rs. 400 and Rs....

benefits features eDGE loyalty rewards 4 eDGE loyalty reward points on every INR 200 spent using this card 10x rewards on weekend dinners at the partnered restaurants 5x reward points by shopping on weekends free lounge visits 1 complimentary access to domestic airport lounges per quarter fuel surcharge waiver 1% fuel surcharge waiver for transactions between ₹400-₹4000 on all petrol pumps across India maximum waiver of ₹400 per month EMI benefit convert a big credit card purchase above ₹2,500 into easy EMIs dining deals with Axis Bank Dining Delights program, enjoy up to 20% off in all the partnered restaurants across India cashback on movie tickets 25% cashback on online and box office movie ticket bookings maximum cashback of ₹1,000 in an annual year types of charge amount joining fee ₹500 annual fee ₹500 (second year onwards) late payment fee ₹100-₹700 depending on the amount pending over limit charges 3% of the over limit amount returned payment fee ₹300 rewards redemption fee nil card replacement fee nil finance charges 3.25% per month foreign currency transaction fee 3.5% of the transaction value cash withdrawal fee 2.5% of the amount withdrawn how do i apply for Axis MY Zone credit card? • go to the official website of Axis Bank and click on explore products > cards > credit cards. • in the section of Axis MY Zone credit card, click on the ‘apply now’ button. • a page will load with a question ‘are you an existing Axis Bank customer?’. • you can select ‘yes’ or ‘no...

Note: The features mentioned below are outdated, kindly refer to the Axisbank has been one of the oldest private banks in India. Yet, it was somehow not able to cash in that advantage and make it work for them in their credit cards department. One of the main reasons for this is Axis Bank simply doesn’t provide cards that are good enough or better than the ones by the rival banks like HDFC Bank or ICICI Bank which are the other two large private players in the country. Lately Axis Bank has been able to ramp up its credit card portfolio with introduction of Axis MyZone Credit Card Rewards & Benefits: My Zone Card has now been upgraded to provide some significant reward points. Let’s see the benefits of this card: • The MyZone Card gives you 25% off for movie tickets booked online or at box office. However, you won’t be getting any reward points for the tickets purchased. • You can earn up to 4–40 points for spends in the dining category. However, on weekends, 10X points are earned. That means you earn 40 RP/₹200 on weekend dining spends. • 4 RPs are the regular earning rate per ₹200. • Reward Rate: ~0.4% (on regular spends) • You can get Complimentary access to • There is waiver of fuel surcharge on spends ranging between ₹400-₹4000/ month. However, as with most of the cards, you won’t be getting back the service tax that is deducted. You don’t earn any points too on the fuel purchases. • Cardexpert Rating: 3/5 Apart from these very average benefits, the card doesn’t have a...

Axis Bank My Zone Credit Card Axis Bank My Zone Credit Card is a popular credit card offered by Axis Bank, one of the leading private sector banks in India. Axis Bank My Zone Credit Card is designed to cater to the needs of young professionals and students who are looking for a card that offers exciting rewards and benefits. With a focus on lifestyle and entertainment, the Axis Bank My Zone Credit Card provides cardholders with numerous benefits such as cashback on movie tickets, dining, and online shopping. Additionally,Axis Bank My Zone Credit Card comes with a range of other benefits, including exclusive discounts on leading brands, fuel surcharge waivers, and much more. Overall, the Axis Bank My Zone Credit Card is an excellent option for those who want to enjoy the perks of a credit card while keeping their expenses in check. Joining fee Rs. 500 Annual fee Rs. 500 Best features Discounts on dining, shopping, and entertainment Complimentary lounge access at select airports Fuel surcharge waiver at all fuel stations in India Contactless payment technology for faster and more secure transactions Rewards points 4 reward points for every Rs. 200 spent on the card. Cashback Nil Yoindi rating 4/5 Joining Fee ₹500 Annual Fee 1st year: Nil 2nd year onwards: ₹500 Joining Fee of Add-on Card Nil Annual Fee of Add-on Card Nil Fee Related to Card Replacement ₹100 Finance Charges (Retail Shopping & Cash) 3.6% per month (52.86% p. a) Cheque Return/ Dishonour Fee/ Auto-debit Reversa 2...